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Archive for the Business Recession Tactics CategoryThe Top Businesses during a Recession and Real World Recession Tactics6. May 2010 by Frank Goley, Business Consultant for ABC Business Consulting.
Top Ten Businesses in a Bad Economy According to One Coach the following businesses tend to succeed during a recession: 1. Business Coaching 2. Business Networking 3. Alternative Fuels 4. Environmental Services 5. Health Care 6. Nail Salons 7. Discount Retailers 8. Luxury Products 9. IT and Technology Services 10. Credit and Debt Management It is debatable whether Nail Salons and Luxury products truly do succeed in a recession. Item #9 in my view should be ranked higher in the list as businesses utilize technology to become more efficient and profitable during tight, recessionary periods. #3 and 4 are great forward looking businesses, but they carry a premium and subject to positive government policy and regulations. Just know you need to be prepared for the long haul with Alternative Fuels and Environmental Services as demand will ebb and flow directly associated to the whims of the White House and Congress. In addition, during down economies, you will need to aggressively sell how much these businesses can save consumers and businesses money in a significant, quantifiable way, since the offering will be products and services that carry a price premium. Glad to see my business at the top of the list! Businesses find out they need a business consultant and coach during downtimes—the smart ones know this before they get in trouble! Real World Business Recession Tactics and Strategies Some areas which Sara Wilson keyed on in the December ’08 Entrepreneur Magazine Article, “Trend: Economy”, which makes a lot of sense in this Economy: 1. A Business Idea that is Working right now: CouponMom
2. Local Scope: Due to financial pressures and an uncertain economic outlook, consumers are spending more time at home and closer to home.
3. Green Business: Organics are and have been exploding in growth and the outlook is very good. People want to eat healthy and feed their family healthy food even when things are tight financially. Green conservation is another growing business niche. 4. Web Business: Why spend large start up dollars on a brick and mortar Business, when you can run the same or similar business from home, utilizing the internet?
Resource: Please consider reading my article on Online Marketing for ways to explode the growth of an online business. Sara Wilson had another good article, “How are Franchisees Dealing?” in the January ’09 Entrepreneur Magazine that interviewed four different franchise business owners on how they were dealing with obstacles during this current economic slump: 1. Floyd’s 99 Barbershop: The franchisee, Jay Palmer, couldn’t find a loan for a new store. He tried using his home and his parent’s home as collateral and no luck with banks, including trying to obtain an SBA or Corporate loan.
2. Kitchen Solvers: Franchisees, Carrie and John Borden Kircher, customer niche based changed. Their customer market became price orientated, and the business offers premium kitchen and bath remodeling. Leads dropped 19% and sales are down 25% over the last two years.
Resource: Please check out my detailed article on Franchising for more information.
3. The Melting Pot Restaurant: The challenge Franchisee Michael Frampton was facing during the Real Estate Crash in California was establishing the restaurant in a new shopping center when 10 other centers in the area were all opening at the same time. On top of this significant challenge, property taxes went up from $500 a month to $2,500, which meant $2000 a month cost comes straight off the bottom-line, never being budgeted for.
4. EmbroidMe: Wendy and Todd Diskin own a franchise that specializes in promotional solutions for businesses, which includes decorating apparel and screen printing. Their challenge has been rising costs from their suppliers. They have experienced a 5% increase in the Cost of Goods over the last year.
Conclusion This article used real world examples and combined it with the business experience of a 20 year veteran Business Consultant to provide you with real world examples and strategies to use in order to start, run or adjust a new or existing business in a struggling economy. In my article on Recession Survival Planning I discussed how it is a must and utilizes good Strategic Planning, Diversification Techniques, Contingency Planning and Cost Management. In another article I discussed various Recession Finance Techniques for your business which are particularly good during a Recession, which include Networking, Supplier Finance, Lease Finance and Local Business Loans. For more detailed information on Alternative Finance Strategies for Businesses, please refer to my article, Funding Sources for your Business. To conclude in this article, we identified certain types of businesses which excel in an Economic Downturn and why they are successful. Our best advice for starting or operating a business during Recessionary times is as follows: 1. This Recession will have an impact for at least 3 years. So keep that in mind when planning for your business. 2. Track record, Experience, Niche Market Identification and Cash Flow are keys in raising funds for your business. 3. Solid, Comprehensive Business Planning, along with realistic, accurate Market Planning and Financial Forecasts are very critical during challenging economic times. An effective Strategic Plan is integrally important in bridging the gap between a Marketing Strategy and Realistic Financial Forecasting. 4. Out of the box thinking: For Brick and Mortar Companies, key on strong local areas and/or utilize the web to efficiently bring a product or service to the market. 5. Price Competitiveness becomes less important if you sell value-added business solutions to your customers and have tight controls on costs. Posted in Business Recession Tactics, The Business Success Blog | Print | No Comments » Business Finance Tactics in a Recession5. May 2010 by Frank Goley, Business Consultant for ABC Business Consulting.
During tough economic times, Finance is a huge challenge for business owners. In the “Going Forward” section of the January ’09 Entrepreneur Magazine, Mark Hendricks quotes some sobering statistics: Ø During the Second Quarter of ’08, 65% of bank senior loan officers stated they recently tightened lending standards for small businesses. Ø In August ’08, 49% of business owners reported cutting back and by October that number grew to 69%. Ø Sales Growth for businesses in all sectors fell from an 8% average increase over the last five years to 6% for the year ending October ’08. Our best advice to meet the challenges is have a well developed and implemented Business Plan and Financial Strategy which proves your Cash Flow Model and determines which financial sources and structures fit that Model. With your Funding Business Plan, Loan Package and Investment Overview in hand, here are some real world funding options and strategies to consider when Lenders’ purse strings become increasingly hard to access: 1. Networking: Increasing your Networking activities through morning executive breakfast events, trade associations, Chamber of Commerce events and Rotary/ Kiwanis/ Lions Groups can be a great way to find suitable, local, private money. Local investors are much more approachable in hard times as they have a connection and understanding to the area and your track record. Other business owners in these groups, associations and events can be extremely helpful in finding suitable private money. 2. Supplier / Trade Finance: According to Rosalind Resuick, CEO of Axxess Business Consulting, no outside party has a bigger interest in your company’s success than your trade partners and suppliers. Having your supplier as an Equity Partner can be very advantageous when you are having difficulty making payments or want to quickly develop a new market. The participating Equity Stake is assigned to your past trends, present and future orders. Start-up Consultant, Joe Fulvio, suggests your Business Plan “show not only a direct return on investment, but also the value of future business to be gained”. By making your supplier a partner in your business, the supplier is better suited to understand your Finance needs 3. Lease Finance: When times are tough and your cash is tightening, Leasing can be the answer. Small deposit, lower payments and flexibility are often associated with Lease verses Buy Terms. At the end of the lease, you can easily upgrade equipment and roll into the Lease Payments so your out of pocket costs are much smaller than a typical finance loan. 4. Community Bank Loans: Amy Loera, owner of Tio’s Mexican restaurant chain, was denied at nine different banks, for a loan to open a new restaurant, although she ran a very successful business. These Lenders cited the Nation-wide downturn of restaurant sales due to the current recession as the chief reason for the loan declination. There is no doubt a year ago, these banks would have lent to her. Instead of throwing in the towel, Ms. Loera turned to a local, community lender, Arrowhead Credit Union, and she was approved for a $643,000 loan. What was the difference? The Credit Union was based in her business region, and she could make a strong case for the health of her restaurant chain. Reasons Ms. Loera cited for her success in obtaining her expansion loan: 1. Low overhead costs 2. Reasonable Prices 3. Family-Style restaurants picking up the slack from people by the Fancier establishments in the area. 4. Smaller, localized lenders are typically in better shape during an Economic Downturn 5. Community Banks are more cognizant of the local economy’s health and vitality 6. Larger / Regional / National Banks are more reliant on Credit Scores and cookie cutter Applications. Local Banks rely more on a Business Plan. 7. Niche Market: Suburban market that likes an affordable meal at the end of a busy day 8. Historical Financials showing track record 9. Debt-free 10. 12 month Realistic Projection for the new restaurant 11. Comprehensive Business Plan; every detail about the business 12. Received approval from the Credit Union due to:
The Inside Story: What the Local Bank Looks for: 1. Not Credit Score Driven 2. Look behind the scenes of the business 3. Cash Flow is Key: An important indicator of the ability to pay off the loan. 4. Believable, forward-looking Cash Flow Projections for the new business. Realistic Financial Statements. 5. Provide Best & Worst Case Scenarios on your Financial Projections 6. Small, Community Banks assess a business loan on a case by case basis. This is a huge advantage over Regional Bank Loan decision making, especially, in an economic down-turn. 7. In recessionary times, certain industries will be hit harder than others, like Construction Companies or Auto Dealerships; therefore, it is very important to have a well developed Business Plan and a forward looking Strategic Plan that includes a well researched 12-18 month industry outlook, based upon a believable Marketing Plan. 8. Small Bankers can see successful pocket areas in a struggling local economy. These pocket areas often have a Strong Niche Marketing Offering 9. Financial problems are best disclosed to the bank early on so a mutual solution can be implemented 10. Small Banks do loan to Companies showing past financial “hiccups” if they can show they were proactive and overcame the issue Resource: For comprehensive information on Supplier Finance, Trade Credit, Lease Finance and Bank Finance, please see my article on Business Funding Sources. In my next article, I will review what businesses do well in a recession and provide more recession business tactics so you can succeed, despite this lousy economy. Posted in Business Recession Tactics, The Business Success Blog | Print | No Comments » Small Business Recession Tactics4. May 2010 by Frank Goley, Business Consultant for ABC Business Consulting.
We are in a pretty bad recession. Should you open a new business? Should you be in the small business capital market right now? The simple answer is YES! This blog post gives you real-time situational advice on how to be successful during a tough economic times. Survival Planning Ed Hess, author of “So You Want to Start a Business? 8 Steps to Take Before Making the Leap”, says the first step is to “analyze why you’re in trouble, why you’re losing customers or why customers aren’t paying you fast enough.” I can’t agree more. You need to rework your Company’s Strategic Plan, Customer Plan and Supplier Plan to come up with a Survival Plan to cash-in on the opportunities a Recession provides. So how can you increase or maintain Cash Flow in a down Economy? 1. Diversification: Dan Leader, Owner of Bread Alone, a wholesale and retail bakery with three outlets, used diversification to maintain his $7 Million in Annual Revenue. One third of the business is targeted on Retail Stores, one third on wholesale distributors and the other third concentrates on Mail Order and On-line Sales. This way if one sector is hit hard in an economic downturn, the business has two other Sectors to pick up the slack. 2. Contingency Plans: Just like you have an Emergency Fund in any good Personal Financial Plan, you should establish an Emergency Fund for your Business. Mr. Dennis Ceru, adjunct professor, Entrepreneurship and Business Strategy, Babson College, recommends planning for “rainy days”, putting aside 3 to 6 months operating capital and salary. Include in your Business and Strategic Planning an Emergency Plan for cutting costs. Another option during a down economic period is to send out invoices the day of a sale with cash discounts for early payment, say within a week. Waiting 30 days to send out invoices, during tight times, can be a strain on cash flows. Managing Cash during a downturn is crucial so your Budgeting Process in your Company’s Strategic Plan is vital. Other strategies could involve leasing verses buying or hire part-time labor verses full time employees. You just need to survive until things turn around, and you can implement recession strategies. Cost Management Cost and Cash Management is crucial during tough economic times. Here are some great Recession strategies to employ: 1. Expand your business into profitable areas without needing additional capital: Dan Leader of Bread Alone, a New York wholesale and retail bakery, sets aside one to two days a week to make sales calls on new customers that have multiple locations, which can yield $100,000 in annual business. Mr. Leader presented new product offerings to Whole Foods, Zabars and the like which generated a surge in large orders. 2. Weed out Costly Customers: Analyze your Customers’ profitability, create a “perfect customer” profile and concentrate on that customer type. This will help you to be more profitable on a per customer basis, which is much less of a strain on Company cash flows during hard economic times. Concentrate on higher net profits per customer verses high volume sales with less profitable customers. 3. Examine your Technology Costs: Technology is key to running an efficient business but make sure you only have what you need for a good price during recessionary periods. Heavy technology costs are hard to justify when you are fighting to retain and gain customers. After analyzing the effectiveness and necessity of available technology, negotiating the terms of delivering the technology which can be met and sustained by your company. Low cost per acquisition unit, high unit profitability and platform flexibility are key factors to keep in mind when assessing your Technology Plan. 4. Poor Employee Performance during tough economic times can’t be ignored. Ensure you have a suitable Performance and Control Mechanisms in place to proactively manage your human assets. 5. On the flip side, retain your talented people even though they may be expensive. Experience prevents mistakes, which can be very costly. Your most expensive employees to hold on to should be your most productive ones. They can pick up the slack during company cut-backs. 6. Analyze the payoff of your Marketing Dollars. What specific strategies are paying off? At what profitability? What is the ratio between marketing dollars spent and the resulting unit / customer profitability? Exploit your high profitability areas and refrain from generalized Marketing Strategies. Analyze your Marketing Plan to determine the best target, niche markets and the most profitable methods of selling to those targets. 7. To retain those highly talented, skilled, experienced people in recessionary times, you must continue to offer good benefits. Don’t cut your benefits to save on costs and expect your best people to stick with you when things are tough.
Refrain from Across the Board Cost Cutting Across the board Cost Cutting is a desperate measure. Effective Cost Management should be a day to day tool you employ in your Company’s operations. When times get tough, the Cost Management System you have in place will pay off large dividends, while making you very profitable during boom times. Cost Management should be an integral part of your Company’s Strategic Plan, Product Development Plan, Marketing Analysis and Strategic Plans. With effective Survival and Cost Management Plans and Systems in place, your Company will be well situated to cash in on the limited availability of Business Capital in the Lending Marketplace. Tough economic circumstances really tighten lenders’ purse strings, so it is important to concentrate on Funding Strategies which can be successful in such conditions, which is where I will pick up in my next blog post. Posted in Business Recession Tactics, The Business Success Blog | Print | No Comments » Smart Start up Strategies in a Recession – Part 230. November 2009 by Frank Goley, Business Consultant for ABC Business Consulting.
Blog Sponsored By: ABC Business Consulting In the previous blog, I tried to explain in simple terms, why a Smart Start Up, or any stage company for that matter, concentrates on three main financial areas: Cash Flow, Sales & Profitability and Debt Burden. This is a necessary foundation which needs to be built for these forth coming strategies to have traction. In that blog, I also referenced some other ABC Articles which properly dissect each area for your follow on exploration. With that said…….Let’s look at some strategies you can use as a young Company in a challenging economy. Plan for Revival The disguised blessing of a Recession is the pressure cooker demand which is waiting to be released Post-Recession. No matter what the nay-sayers are prognosticating, we are already there in terms of Planning. Start planning now for economic rebound so you will be hitting all cylinders when stimulus dollars really kick in and demand returns. When the statisticians say demand is back, it is too late. You have missed a ton of business and the opportunity to be the market maker. Recession Forces Niche Marketing A Recession forces young companies to be very smart and make targeted decisions which offer the greatest chance for success. For this reason, Niche Marketing becomes much more pragmatic and has much less risk involved. This is a blessing! Niche Marketing is much more profitable on a per unit / per sale basis. Your chance of success in a Recession increases exponentially if you concentrate on bulleted, narrow scoped marketing. Spend time narrowing down the most profitable niches, select one or two, market to them, learn, revamp and perfect, then roll it out more aggressively yet still keeping your Marketing Strategy highly targeted. Getting good at Niche Marketing today will bring survival success in a Recession and growth success in a rebound. Earn your Own Seed Money Funding may be tough right now, but you can make it much easier by earning your own seed money. Put your money where your mouth is before going to funders. I’m not talking about using your Credit Cards to seed start your Biz. Some have successfully started this way, but I highly discourage it. I am talking about equity cash you earn working two to three jobs and living frugally. Amass cash. Do not cash in your 401K! There is nothing more impressive to a funder than a presented growth opportunity, already seeded by the Owner’s earned cash. You will be amazed how many multi-million dollar companies were started on just a few grand. These companies grew successful, quickly, because ownership was forced to build it block by block, putting in place a solid business model, which quickly grew when growth capital was supplies. I have started all my businesses with a $3K - $5K Business Plan, keeping it focused, niche oriented and using technology to be super competitive. For more on Seed Finance, see my Bootstrapping Biz Finance Blog and the ABC Finance Articles. Use Open Source Software Technology is absolutely essential when trying to survive in a Recession with little capital assets – to be ultra competitive – to be small but have large, yet sophisticated, imprint on the market. Open Source Software is often better than for purchase software and certainly cost effective compared to proprietary products. In this age, think Online Business Models. Build your company around an online interface of multifaceted, open sourced software and web ware. This technology gives you the footprint of a larger company but without the payroll burden, while giving you a platform to perform highly targeted, sophisticated, niche marketing. Best advice I can give: build your company around an Online Strategy & Architecture. And by the way, you do not need to be Tech Savvy to be highly effective with open Source. Dive in and learn by doing – it’s not that hard in today’s user friendly software and web ware platforms. Work from Home Picking up from the Open Source, Online Model, there is no need to have a money sucking office and all the money pit holes involved in having an outside office. Work from home and use open source collaboration software to communicate with your partners and manage associates. I think I ran better businesses using the online, home based model. Use Mentors Effectively There are a host of volunteer mentoring services and Associations in any community – take advantage of the free entrepreneurial, experienced help. Go out, go online, network and seek out targeted mentors to help you make smart decisions. The smartest move any good business person makes is who that person surrounds him or herself with – you are only as smart or good as those around you. Particularly during a Recession, when business decisions have little room for failure, experienced mentorship and collaboration is absolutely essential. Take an hour every morning to read forums and blogs to learn what others are to be successful in this economy. Strategic Alliances Partner with experience and strength, reduce your risk, and maximize marketing dollars by affiliating and cross promoting. Find others who have a similar niche and add value to their offering and customer relationships with your solutions. The biggest trait to look for in a Strategic Ally is Integrity, as well as, one which you should espouse. The Y Combinator Example In the June ’09 issue of INC., “The Soul of a New Start-Up Machine” by Max Chaftein, Paul Graham, Start-up Incubator Guru, explains the wave of the future with his Y Combinator “hybrid venture capital and business school that invests in and advises” 40+ start ups a year. One founder company gets $6K in funding and ratches up to $18K for 3 founder companies. Y Combinator’s average stake is 6%. Graham puts the “students” through a fast tracked, real world biz school and urges the entrepreneurs to release products as quickly as possible, often in just a couple – few months. He keys on young tech stars that opt to starve for Key Knowledge and opportunity to do something special. How special? Less than 20% fail and the others find follow on investment, get acquired or rework their direction. Reddit, a social news website, was acquired by Conde Nast for $10-19 Million. Loopt, a cell phone software developer, received $13 Million in follow on venture funds. Ø Graham Keys:
Well, does any of these Grahamisms sound familiar? These strategies are important during a Recession start up but really, these are Start-Up Biz 101 Tactics & Strategies for success in any economy. Start small, work smart, leverage technology, niche market, ally strategically, be customer – centric, seek mentorship and key on Cash Flow, Profitability and Debt Burden….you are well on the road to being not just Business Successful but Recession Successful. My next Blog is on Technology to make your Business more successful…..come back soon! I greatly appreciate your Feedback and Comments! Let us know how you are doing in this Recession and Strategy / Tactics that are working for you. Please Refer the ABC Biz Success Blog to your fellow entrepreneurs! Thanks! Date: Nov. 30, 2009 Author: ABC Business Consulting, Chief Business Consultant Subject: Smart Start up Strategies in a Recession – Part 2 Posted in Business Recession Tactics, The Business Success Blog | Print | No Comments » Smart Start Up Strategies in a Recession – Part One21. November 2009 by Frank Goley, Business Consultant for ABC Business Consulting.
Blog Sponsored by: ABC Business Consulting 3YUN5XSJUFF3 Starting up or growing a young company during a Recession is certainly not impossibility, and in many ways it can be advantageous. Also, whether or not the economy is doing well or not is no excuse for not conducting good business practices. We could call this Blog, “Good Business Strategies in any Economy”. The point is, if your company adopts solid Business Strategy, you can certainly weather and even profit in a recession while being positioned to grow exponentially during better economic times. In this multi-part blog, I will discuss Success Factors and Strategies that will certainly help young or struggling companies, TODAY, in this “seemingly” tough economic environment. I say “seemingly” because if you figure out how to survive or even profit a bit in this recession, you know you have a solid business model in place. But isn’t that the case with every start up, young company or turnaround company, whether or not you are in recession? My point? Develop sound Business Strategies today, which may be a tough selling and growth environment, will be the mark of your success, not whether you are in an easy or hard selling situation. Smart business is Smart Business and all boils down to sound Business Strategy which is well Planned, Marketed and Strategically Implemented. Ok, enough of the soapbox, here’s some strategy you can use today! Focus on Cash Flows, Sales & Profitability and Debt Burden: Like I said, this is Business 101 stuff. The basics. But I bet many of you reading this Blog have fallen away from this Business Canon. As I mentioned in the previous Blog on Budgeting & Cash Flows, planning your Budgets and clearly understanding, while realistically projecting, Cash Flows is the most important business management tool there is, when used in combination with a Solid Business Plan that puts a well developed Business Model (and processes and systems) into play with a Strategy. Manage Cash Flow and not run out of money. Sounds easy, right? Understanding how to use Budgets and Cash Flow Financials as a tool to manage your business on a daily, weekly, monthly and quarterly basis isn’t that tough, especially with today’s Financial Software – anyone can do it, with or without a Financial background and is completely necessary as an Entrepreneurial Tool. A simple Flow Chart on why Cash Flow Management is so critical: Product / Service Development => Marketing Plan => Strategic Plan => Company Budget => Sales Forecast =. Cash Flow Forecast =. Profitability => Debt Management Inversely, the Profitability is managed by 1) Budget Process and 2) Cash Flow Management Process. The above Flow Chart Process is very simplistic but the thing to remember is the relationship Cash Flow has to the Product / Service Development, Marketing, Budgeting, Sales Forecasting and Strategy before you can register Profitability as a Business. This is why as a Business Consultant I constantly harp about a solid Business Plan Process which entails the above, plus a lot more. If you are using Budgeting and Cash Flow Management as a tool, then you are incorporating all the important components of planning and executing solid Business Strategy, which when in a Recession, becomes all the more important. Resource: To understand more about Cash Flow, Budgets and Business Financials, please visit: Cash Flow Management Strategy, ABC Comprehensive Business Planning Guide. Sales & Profitability: Note, I did not say profits. “Rather, focus on profitability of your product and service lines. Profitability Analysis forces you to concentrate on the relationship between Sales and Expenses, as well as, Sales and Marketing. What is the payoff for product “x” sales in terms of Company Expenses to make that happen, as well as, Marketing Expenses to make it happen – and not forgetting, the relationship of ancillary services to product “x”. If you understand this Profitability relationship, then you understand Cash Flow Management, don’t you? See where I am going with this? Cash Flow relates to the Income Statement in a fundamental way. Good Business Management / Good Business Strategy is a building block, relationship type of process. A Good Business Plan Process instills this into a business. Without Good Cash Flow Management, Sales & Profitability become increasingly esoteric and difficult to plan, manage and successfully obtain. Resource: Check out the ABC Article on Profit Maximization to more effectively manage your Company’s Profits. Debt Burden: Remember, this is a Building Block process, so Debt Burden can be effectively managed through A) Cash Flow & Budget Management and B) Sales & Profitability. No Cash Flow, then no debt payment. Not good! Lack of Sales, and worse yet, lack of Profitability, will prevent securing any future debt. There are a variety of Profitability financial ratios which are important to compute in relation to your Company Debt. And guess what, they revolve around the Cash Flow and Income Statements, as well as, the Balance sheet. I am not going to go into great detail about Financial Ratios, what they mean and how to use them because it is too boring for this blog. Ok, humor folks! For a comprehensive explanation of Financial Ratios please refer to the Financial Section of ABC’s Business Plan Guide. Financial Ratios tell you how effectively you are managing your Cash Flow components and Profit (Income) Components, so that, you can service Debt Burden. They also indicate how leveraged your Assets are currently. Cash Flow Management (Budgeting) + Sales & Profitability Management = Effective Debt Burden Management. For in depth information on Debt Management and Business Finance, please see ABC’s Biz Finance Section. With this foundation built on Cash Flow, Sales & Profitability, and Debt Burden Management, the next Blog will explore some strategies which can work today toward a Successful Start Up in a Recession….. We have a detailed Article on Recessionary Business Tactics that I recommend your reading as a follow up and continuation of this blog. And while we are talking about Sound Business Strategies, you will find a multitude of ABC Business Success Articles in various areas of business that can be quite helpful for your company’s success. Better yet, request our FREE (For a Limited Time) Business Success Guide for a comprehensive compendium of Business Success Strategies. Need more help? Please visit our Services Section for details on ABC’s Value Based, Business Success Packages. Date: Nov. 21, 2009 Sponsor Company: ABC Business Consulting Author: ABC Chief Business Consultant Subject: Smart Start Up Strategies in a Recession – Part One Posted in Business Recession Tactics, The Business Success Blog | Print | No Comments »
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